Spirit Airlines Launches Exclusive Free Spirit Points Plus Credit Card for Frequent Flyers
Spirit Airlines has introduced a new co-branded credit card in partnership with Mercury Financial and First Bank & Trust. The Free Spirit Points Plus Mastercard offers exclusive perks but requires an invitation to apply. The new card provides 3x points on Spirit purchases, 2x on dining and groceries, and 1x on all other spending. Cardholders also earn 1 status qualifying point (SQP) for every $10 spent and can pool rewards with up to eight Free Spirit members.
New applicants receive a welcome bonus of 20,000 Free Spirit points and a $100 Companion Flight Voucher. To qualify, they must spend $750 within the first 90 days and make at least one monthly minimum payment. A second $100 voucher is awarded after spending $5,000 in a year.
Unlike Spirit’s existing Bank of America cards, this one is invite-only. It carries a $79 annual fee, waived for the first year, and comes with higher APRs. The Free Spirit Travel More World Elite Mastercard, another option, offers 40,000 bonus points with the same fee but remains open to all applicants.
The standard Free Spirit Points card, also available, gives 2x on Spirit purchases and 1x on everything else. It lacks the higher rewards and status perks of the Points Plus version. The Free Spirit Points Plus Mastercard targets travellers who may not qualify for Spirit’s other credit cards. Its rewards structure and companion vouchers aim to appeal to frequent flyers. The card’s invite-only status and higher APRs set it apart from existing options.
