Sure thing! Here's a fresh take on that article:
Home sweet home, right? It's where we unwind, relax, and indulge in our hobbies. But did you know that there are certain things you shouldn't keep at home? Limitations exist for a reason, and being aware of them can save you from potential headaches. Let's dive into four items that might seem innocuous but could cause problems if overlooked.
Gold bars 💰
Gold has long been a popular investment choice, and for a good reason. As of October 10, 2023, you can get a kilogram of gold for approximately 57,000 euros. Who wouldn't want to stash that away? Sound tempting, right? But think again.
Gold bars are an absolute magnet for burglars. Sure, keeping it in a drawer or a secret compartment behind a frame might seem like a plan, but in reality, it's only a temporary solution. Home insurance only covers gold stored in a safe with the proper test seals, which is a complex and costly endeavor.
Large sums of cash 💶
Do you have stacks of cash hidden around your house? It's not illegal, but it's not the best idea either. Banknotes are surprisingly small and portable, making them an appealing target for burglars. So, keeping large sums of cash at home might not be the wisest move.
Important documents 📃
Papers, papers, papers. Important documents need special care. Fires or water damage can destroy them, and the protection you might think is available in your own home might not suffice. To safeguard your important papers, consider keeping the original elsewhere, like in a bank safe. A copy would still be handy at home, but the original ought to be better protected.
Cremated ashes 💔
Saying goodbye to a loved one is never easy. In films, we often see cremation urns finding a place within homes, but in Germany, this is news to us. In Germany, there is a burial law that forbids cremated remains from being buried in homes. Failure to comply can result in a hefty fine.
In Germany, the law demands that deceased people be buried in designated areas, including urns. But what if you cremate the deceased abroad and then bury them in your garden? Prepare for a fine.
While these topics may not be the talk of the town, understanding them can help you make better decisions for your home and its safety. After all, knowledge is power, right?
Did you know? Home contents insurance in Germany doesn't have specific requirements for home safes to be considered for coverage. However, it does cover cash and valuables that are kept outside a safe, albeit at a lower compensation rate compared to jewelry or art. Valuables, including jewelry and watches, require a higher premium for insurance coverage if they're particularly expensive. The insurance generally covers risks such as fire, burglary, robbery, vandalism, running water, wind, and hail.
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