Two and Signicat team up to close B2B's 'authority gap' in real-time verification
Two and Signicat have joined forces to tackle a long-standing issue in B2B e-commerce: verifying whether a buyer has the authority to make purchases for their business. The partnership introduces an instant verification system that checks both personal identity and corporate permissions in real time.
The new solution merges personal identity checks with live data from official company registries. This ensures that a buyer's authority to act on behalf of their business is confirmed before a transaction proceeds. The integration allows Two's B2B payment and risk platform to access Signicat's identity verification tools, offering multiple methods for secure authentication.
Fraud in B2B transactions has been rising, with 54% of European fintechs reporting increased cases in 2025. Many of these exploits target the gap between verifying an individual's identity and confirming their corporate purchasing rights. By closing this 'authority gap', the partnership aims to cut transaction delays, lower fraud risks, and boost revenue from completed sales.
The move comes as global B2B e-commerce sales are set to hit $36 trillion by 2026. With more businesses shifting from traditional sales channels to online platforms, the demand for reliable verification systems has grown. While some European countries already use national digital identity solutions—such as BankID in Norway and Sweden or MitID in Denmark—this collaboration provides a broader, cross-border approach.
The combined system will help businesses process B2B transactions more securely and efficiently. By reducing fraud and speeding up approvals, the solution supports the rapid expansion of online B2B trade. Companies using Two's platform can now verify buyers' authority in seconds, cutting risks and improving sales completion rates.
