SCBX reports 8.1% profit growth and a 7.75% dividend yield for 2025
SCB X PCL (SCBX), the fintech arm of Siam Commercial Bank, has announced a dividend yield of 7.75% for shareholders. The company's financial results for 2025 show steady growth, with a net profit rise of 8.1% and a focus on digital expansion. Investors will mark key dates in April and May for dividend distributions.
SCBX reported a net profit of 47.488 billion baht in fiscal year 2025, up 8.1% from the previous year. The increase came from higher fee income in wealth management and tighter cost controls. Total revenue grew modestly by 0.26%, reaching 130.11 billion baht, as the company prioritised efficiency over rapid expansion.
The sale of SCBX's Robinhood business in 2024 helped cut operating expenses and redirect funds into consumer and digital finance. This move also contributed to a stronger balance sheet, with the non-performing loan (NPL) ratio dropping to 3.29%. By the end of 2025, the firm's capital adequacy ratio stood at 18.9%, signalling financial resilience. Looking ahead, SCBX plans to scale its digital operations while maintaining a payout ratio of at least 30% of net profit. The ex-dividend date is set for April 20, 2026, with payments issued on May 7, 2026. Long-term strategies include leveraging data analytics and technology to counter stagnant returns in traditional banking. Since announcing its strategic shift in 2023, SCBX has faced market fluctuations, reflecting broader investor sentiment toward Thai fintech. However, the company remains focused on profitability and digital innovation to sustain growth.
SCBX's 2025 results highlight a steady rise in profits and a commitment to shareholder returns. The dividend payout and reduced NPL ratio underscore its stable financial footing. Future success will depend on expanding digital services and maintaining cost efficiency in a competitive market.
