Scalable Capital surprises with high daily savings interest rates - Scalable Capital Launches 2.5% Easy-Access Savings Account for All Customers
Scalable Capital has launched a new easy-access savings account with a 2.5% interest rate. The move comes as many German savers express frustration over low returns from traditional banks. Both new and existing customers can access the offer immediately.
The account pays interest monthly, with no minimum deposit and instant access to funds. Balances will now sit in a dedicated savings account, complete with its own account number. This replaces the previous 2% return on uninvested customer cash.
Existing customers must move their money to the new account by March 31, 2026, to secure the higher rate. The 2.5% offer is variable, meaning it can change over time, unlike fixed-term promotions from other providers. The new rate stands out against competitors like Trade Republic, which currently pays 2% on uninvested cash. It also beats the average 1.78% offered by traditional banks in 2026, with some major names like DKB at 1.25% and easybank at just 0.25%. A recent survey found 76% of German bank customers unhappy with current deposit rates.
The account is open to all Scalable Capital users from today. Its flexible terms and higher rate may attract savers looking for better returns. Customers have until March 2026 to transfer funds and benefit from the updated conditions.
