Prudential Reports Q3 2025 Earnings Surge, Focuses on Japan
Prudential has reported a significant surge in earnings for Q3 2025, with all business segments profitable. The company's net income soared to $1.4 billion, a substantial increase from $448 million in the same period last year.
Prudential's Individual Life sales grew by 20% compared to Q3 2024, driven by the success of accumulation-focused products. The company's FlexGuard Life VUL had a record quarter, with industry-dominant distribution contributing to this success.
The international business segment's adjusted operating income before taxes increased to $881 million, up from $766 million in Q3 2024. U.S. businesses also saw a rise, with adjusted operating income before taxes reaching $1.15 billion, compared to $1.04 billion in the previous year. PGIM's adjusted operating income before taxes rose to $244 million, reflecting higher asset management fees.
Prudential is focused on opportunities in the Japanese market, with sales increasing by about 35% over three years. The company collaborated with Dai-ichi Life Holdings, distributing a cancer product through its life planner system in Japan. Brad Hearn was appointed president and CEO of Prudential Holdings of Japan, succeeding Motofusa Hamada. Hearn previously served as the COO for Prudential's Japan operations.
Prudential's strong performance in Q3 2025, marked by significant earnings growth and a focus on the Japanese market, positions the company well for continued success. The appointment of Brad Hearn as the new president and CEO of Prudential Holdings of Japan is expected to further drive the company's growth in the region.
