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MiniPay's explosive growth hits 7M users and $153M in December 2025 transactions

A fintech revolution unfolds as MiniPay's user base and transaction volumes skyrocket. With gold-backed assets now in play, is this the future of digital payments?

The image shows a blue wallet filled with gold credit cards against a white background.
The image shows a blue wallet filled with gold credit cards against a white background.

MiniPay's explosive growth hits 7M users and $153M in December 2025 transactions

MiniPay witnessed rapid growth in late 2025, with user numbers and transaction volumes surging. By December, the platform boasted 7 million phone-verified wallets. It also processed over $153 million in transactions during the same month alone.

The final quarter of 2025 proved particularly robust for MiniPay. On-chain users grew by 50%, while unique USD₮ buyers rose by 33% from November to December, reaching 300,000. Peer-to-peer payments exceeded 3.5 million that month, with total stablecoin transfers surpassing 96 million USD₮.

Celo, the blockchain powering MiniPay, also experienced remarkable growth. Its on-chain user base on MiniPay reached an estimated 3.64 million, contributing to Celo's 506% expansion over 12 months—the swiftest among native USD₮ blockchains.

In addition to stablecoin services, MiniPay introduced Tether Gold (XAUt0) access for users. This move followed a 50% increase in gold price during 2025, providing a hedge against inflation.

MiniPay's December 2025 figures underscore its expanding role in digital payments. The platform's 7 million verified wallets and $153 million in processed transactions reflect its growing adoption. Meanwhile, Celo's user surge and new gold-backed options suggest broader shifts in how users manage assets.

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