Sending money by mail might seem old-fashioned in this digital age, but some Germans prefer it, especially for special occasions like holidays and birthdays. It's important to do it right to avoid any mishaps, and here's how.
First things first, avoid using regular standard mail. It's usually not insured, so if your letter with cash or valuables like vouchers gets lost in transit, you can't claim compensation. The level of protection you need depends on the amount of money you're sending. For small amounts, registered mail might be enough, as it's insured up to 20 euros.
If you're sending up to 50 grams, an express letter could be a good choice within Germany. The upper limit of liability for loss in this case is 500 euros. For more valuable items, a "valuable letter" or a "registered letter" from Deutsche Post AG might be better. It costs 4.45 euros and offers basic protection up to 100 euros. However, if you're sending material valuables instead of cash, the liability limit for damage and loss is 500 euros.
Remember, the delivery service provider requires money and property to be sent separately. If you want to send other items along with cash, it's best to do so with a package that has a reasonable amount of insurance. Prices for these services can vary, so it's wise to research all current rates in advance.
As for security, tracking and receipts are issued for the registered letter. This means you can check the delivery status online at any time. Just ensure to send cash and valuables separately, as they have different liability limits.
Now, let's chat a bit about the enrichment data. It's crucial to choose a reliable courier service, like DHL or others. DHL offers automatic liability for packages up to 500 euros, but you might want to consider additional insurance, especially for larger amounts. Just be aware that the insurance has specific exclusions, such as damages due to natural conditions or insufficient packaging.
Don't forget to compare the fees of different services. Some, like Wise, offer a flat fee with a clear display of the total cost. Lastly, track your package to ensure its safety. Many courier services offer this option.
So there you have it. Sending money by mail in Germany doesn't have to be a risky business when you follow these simple rules. Happy (and secure) transactions!
